Dental Financial & Insurance Options in Indian Trail, NC

At Indian Trail Dental Studio, we make it easy to understand your payment options by reviewing your insurance, explaining your costs, and walking you through financing or our membership plan so you know what to expect and can choose what works best for you.

Dental Insurance Providers

Our team can help review your coverage, explain how benefits may apply to your treatment, and help you make the most of your plan before moving forward.

Indian Trail Dental Studio is in network with most PPO insurances, including:

  • Delta Dental Premier
  • United Healthcare
  • Cigna
  • Sunlife
  • Aetna
  • Mutual of Omaha
  • TeamCare
  • United Concordia
  • TrustMark/Lumanaire
  • Lincoln National
  • Other selective plans

If your insurance provider is not listed above, we encourage you to contact our office. We may still be able to help you understand your out-of-network options and expected costs.

What to Bring to Your Appointment

To make check-in easier, please bring:

  • Your dental insurance card
  • A valid photo ID
  • Any updated personal or employer insurance information

Keeping your information current helps us process claims as smoothly as possible.

Third-Party Financing Options

We offer financing through SunBit, CareCredit, and Cherry for patients who want flexible payment options. 

Apply Before Your Visit

New and existing patients can apply in advance to see what they may qualify for.

If you would like help comparing these options, our team can walk you through the process and answer general questions before you apply.

Our In-House Membership Plan

For patients without traditional insurance, our in-house membership plan offers a practical way to save on preventive care and other eligible services at Indian Trail Dental Studio. This plan is ideal for patients seeking routine care and savings without the restrictions of traditional insurance.

Membership Plan Highlights

We currently offer membership plan options for Perio patients, Regular cleaning patients, and Children.

  • Discounted dental costs
  • No annual maximum
  • No deductible
  • No waiting period (Immediate eligibility)
  • No pre-existing condition limitations
  • No one will be denied coverage
  • Cosmetic dentistry included

Patients also receive 15% off regular fees for eligible treatment, such as:

  • Periodontal therapy
  • Fillings and sealants
  • Crowns and bridges
  • Root canals
  • Dentures and partials
  • Implants
  • Cosmetic dentistry

Some exclusions or service-specific limitations may apply, and our team will review your plan details with you before treatment begins. That way, you know exactly what is included, what savings apply, and what to expect at your visit.

Find the Right Membership Plan for Your Care

Every membership plan includes preventive care benefits based on the type of plan you choose, along with savings on many additional services completed at Indian Trail Dental Studio. 

Our Three-Plan Cards

1. Child Wellness Plan — $334/year ($500 off Invisalign)

Best for children who need routine preventive care and ongoing checkups.

  • Child cleaning twice per year
  • Exam with doctor twice per year
  • Unlimited emergency exam
  • Fluoride treatment twice per year
  • Wellness scan once per year
  • X-rays as needed

2. Adult Wellness Plan — $441/year

Best for adults seeking preventive care without traditional dental insurance.

  • Adult cleaning twice per year
  • Exam with doctor twice per year
  • Unlimited emergency exam
  • Fluoride treatment twice per year
  • Wellness scan once per year
  • X-rays as needed

3. Perio Wellness Plan — pricing varies (10% off teeth whitening)

Best for patients who need periodontal maintenance and ongoing gum care.

  • Perio maintenance cleaning four times per year
  • Periodontal exam twice per year
  • Unlimited emergency exam
  • Fluoride treatment twice per year
  • Wellness scan once per year
  • X-rays as needed

If you are not sure which option matches your care needs, our team can review your history and help you choose the right plan before your next visit.

Why Patients Choose Indian Trail Dental Studio

We offer financing through SunBit, CareCredit, and Cherry for patients who want flexible payment options. 

Apply Before Your Visit

Patients looking for a dentist in Indian Trail often want more than clinical care alone. When it comes to finances, that means working with a team that values:

  • Clear explanations
  • Practical options
  • Streamlined planning
  • Respect for your budget
  • Support for both routine and larger treatment needs

Indian Trail Dental Studio highlights convenience, comprehensive care in one location, modern technology, and a personalized experience, all of which support trust when patients are making both treatment and financial decisions.

Get the Care You Need With Flexible Financial Options

Our office is built around a personalized, patient-centered experience, and that includes conversations about cost and coverage. 

Call Indian Trail Dental Studio today at 704-839-2434 or book your appointment online to learn more about insurance, financing, and membership savings.

Frequently Asked Questions

Yes. Indian Trail Dental Studio is in network with most PPO insurances, including Delta Dental Premier, United Healthcare, Cigna, Sunlife, Aetna, Mutual of Omaha, TeamCare, United Concordia, TrustMark/Lumanaire, Lincoln National, and other selective plans.

Patients without insurance may still have good options. We offer third-party financing through SunBit, CareCredit, and Cherry, and we also have an in-house membership plan with options for perio patients, regular cleaning patients, and children.

Yes. New and existing patients can apply ahead of time. This can help you see what you may be approved for before treatment begins. QR codes or direct application links can be added to this page for SunBit, CareCredit, and Cherry.

No. The in-house membership plan is intended to include options for children as well as adults, with separate offerings for regular cleaning patients and perio patients.

Yes. Our team can help review your benefits, explain how coverage may apply, and discuss the next steps before treatment begins.

Hasmi R. Patel, DMD

Dr. Hasmi Patel

Exceeding Your Expectations

Your Smile is in Great Hands at Indian Trail Dental Studio